The initial form of Invoice Finance many enter in to is Factoring. Factoring is a flexible funding and collections service. This flexible service gives businesses the cash they need, when they need it. Factoring can release cash tied-up in outstanding invoices within 24 hours. Up to 85% of invoice funds can be instantly available as working capital in your bank account if you utilise invoice financing methods.

If you want to continue collecting payment from your customers so you keep your current relationship with them but would like funding support, Invoice Discounting could be for you.

With Invoice Discounting, you continue to collect your own payments, but the lenders fund up to 90% against outstanding invoices. We understand particular industries have particular Invoice Finance needs, so this service can be tailored to support the individual needs of your business and varied at times of need.

Construction Finance is specifically designed to support businesses in the construction sector. Our lending partners are experienced in funding sub-contractors across a variety of sectors working under various contracts; they can provide unique funding solutions aligned to your requirements.
It offers an advance of cash against outstanding invoices, helping to bridge the gap between raising invoices or applications for payment and getting paid. Some of our lending partners offer facilities unique to the marketplace. Funding can be raised against uncertified applications for payment, giving you faster business funding than waiting until applications are certified. They can also provide credit control and sales ledger management services on a confidential basis if that helps you, so your customers do not need to know you are using invoice finance.

We can also arrange bad debt protection; this can offer you some comfort against the risk of non-payment from your debtors, as the protection can cover up to 100% of the outstanding invoice value(s).

Our invoice finance services can very much be negotiated to suit your business requirements so you will get the funding that’s right for you.